Back to ILLIRIA

Terms of Service

Last updated: September 30, 2026

These Terms of Service ("Terms") govern your use of illiria.co and any call you book through it. The site is operated by Illiria Corp. ("ILLIRIA", "we", "us"), a company based in Canada. By using the site or booking a call, you agree to these Terms. If you do not agree, do not use the site.

1. What we do

ILLIRIA generates consumer inquiries about life insurance through its own advertising and sells those inquiries ("leads") to licensed insurance agents, agencies, and brokerages. We are not an insurance carrier, agency, or broker. We do not sell insurance or give insurance advice.

2. Who may use this site

This site is for insurance professionals and businesses. By using it, you confirm that you are at least 18 years old and that the information you give us is accurate.

3. Booking a call

Booking a call is free and does not commit you to buy anything. On the call, we will discuss your needs, lead types, states, volume, and pricing.

4. Buying leads

Lead purchases are governed by the order, invoice, or written agreement you accept when you buy. That document sets the price, lead specifications, delivery method, and any replacement or credit terms. If it conflicts with these Terms, the order or agreement controls.

5. Your responsibilities as a lead buyer

If you buy leads from us, you agree that you are solely responsible for how you contact and sell to consumers, and that you will:

  • Hold every license required to solicit and sell insurance in each state or province where you contact consumers.
  • Comply with all laws that apply to your calls, texts, and emails, including the U.S. Telephone Consumer Protection Act (TCPA), the Telemarketing Sales Rule, federal and state do-not-call rules, CASL, and state and provincial insurance regulations.
  • Use each lead only for your own insurance business, and not resell, share, or transfer it to anyone else.
  • Honor any consumer's request to stop being contacted.

6. No guarantee of results

Results depend on many factors outside our control, including your market, how quickly you follow up, your sales process, and your effort. Any results, figures, or testimonials on this site describe specific past experiences. They are not typical and are not a promise of future results. We do not guarantee any contact rate, sales, commission, or income.

7. Text messages

If you agree to receive text messages from us, you may get messages about your booked call, reminders, and follow-ups about our services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your information.

8. Our content

The site's text, design, logos, and other content belong to ILLIRIA or its licensors and are protected by copyright and trademark law. You may view the site for your own business purposes. You may not copy, reproduce, or distribute its content without our written permission.

9. Acceptable use

You agree not to misuse the site, including by trying to disrupt it, gain unauthorized access, scrape it with automated tools, or submit false information.

10. Third-party services

The site uses third-party services, such as our booking calendar, and may link to other websites. We are not responsible for third-party services or websites, and your use of them is subject to their own terms.

11. Disclaimer

The site and its content are provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

12. Limitation of liability

To the fullest extent the law allows, ILLIRIA will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, or data, arising from your use of the site. Our total liability for any claim relating to the site will not exceed one hundred Canadian dollars (CAD $100). Liability for lead purchases is governed by your order or agreement.

13. Indemnity

You agree to defend and indemnify ILLIRIA against any claims, fines, and costs, including reasonable legal fees, arising from your contact with consumers, your breach of these Terms, or your violation of any law.

14. Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. You agree that the courts of that province have exclusive jurisdiction over any dispute about these Terms or the site.

15. Changes to these Terms

We may update these Terms from time to time. We will post the new version on this page and change the date at the top. Continuing to use the site after a change means you accept the updated Terms.

16. Contact us

Illiria Corp.
Email: [email protected]

ILLIRIA

This site is not part of the Facebook, Google, or YouTube websites and is not endorsed by Meta Platforms, Inc. or Google LLC in any way. Facebook is a trademark of Meta Platforms, Inc. YouTube and Google are trademarks of Google LLC.

ILLIRIA is a lead generation company. We generate and deliver consumer inquiries for life insurance to licensed agents. We are not an insurance carrier or agency and do not sell insurance. Lead volume, contact rates, and sales results depend on each agent's market, follow-up speed, sales process, and effort. Results described on this page are not typical and are not a guarantee of future results.

All leads are generated through advertising where consumers request information and consent to be contacted. Agents are responsible for complying with applicable telemarketing and insurance regulations, including the TCPA and state licensing requirements.

We use cookies to improve site experience and understand traffic. By using this site, you consent to our use of cookies as described in our Privacy Policy.

Privacy Policy Terms of Service © 2026 ILLIRIA. All rights reserved.